1. AGREEMENT TO TERMS

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("User", "you" or "your") and ESTEPONA CAPITAL INC. ("Company", "we", "us" or "our"). By accessing, browsing or using this website or engaging our services, you acknowledge that you have read, understood and agree to be bound by these Terms and all applicable laws and regulations. If you do not agree, you must not access or use this website or our services.

2. DEFINITIONS

"Services" means all investment advisory, financial consulting, portfolio management and related services provided by the Company. "Client Agreement" means any separate written agreement governing specific services. "Confidential Information" means all non-public, proprietary or confidential information disclosed by either party.

3. SERVICES AND ENGAGEMENT

The Company provides investment advisory and financial consulting services. The scope, fees and deliverables are set forth in separate engagement letters or Client Agreements. Nothing on this website constitutes financial, investment, legal or tax advice. Past performance is not indicative of future results.

4. ELIGIBILITY AND SUITABILITY

Use of our services may be subject to eligibility and suitability requirements under applicable laws. You represent that you are of legal age and capacity to enter into binding agreements, and that you will comply with all applicable laws in your jurisdiction. We reserve the right to refuse service at our sole discretion.

5. INTELLECTUAL PROPERTY

All content on this website, including text, graphics, logos, images and software, is the exclusive property of ESTEPONA CAPITAL INC. or its licensors and is protected by copyright, trademark and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display or transmit any content without our prior written consent.

6. DISCLAIMER OF WARRANTIES

THIS WEBSITE AND OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

7. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL ESTEPONA CAPITAL INC., ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA OR GOODWILL, ARISING FROM OR RELATED TO YOUR USE OF THIS WEBSITE OR OUR SERVICES.

8. CONFIDENTIALITY

We treat client information as confidential in accordance with our Privacy Policy, professional obligations and applicable law. You agree to maintain the confidentiality of any Confidential Information disclosed to you.

9. MODIFICATIONS

We reserve the right to modify or replace these Terms at any time. Material changes will be effective upon posting. Your continued use of this website or our services after such changes constitutes acceptance of the revised Terms.

10. GOVERNING LAW AND JURISDICTION

These Terms shall be governed by and construed in accordance with the laws of the Province of Quebec, Canada, without regard to conflict of law principles. Any disputes shall be subject to the exclusive jurisdiction of the courts of Quebec, Canada.

11. CONTACT

For questions regarding these Terms and Conditions, contact us at: info@estepona.ca or via our contact form.